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Insurance

madcow

madcow

In Fourth Gear
Does anybody know of a company that is good for insuring land rovers? I am 18 and am finding very hard to find cheep insurance for my defender. Most however wont insure becuase it's a 2.5.
Had many argument with companies that yes it has a 2.5 but is slower than a 1.2 corsa! and increased visibility is safer, not sporty etc so less likely to crash but still say no!

Thanks!

Jamie
 
Hi Jamie,

I paid £700 fully comp. last Febuary with two years no claims bonus on my 2.5 TDi. That was with Tesco, who were the cheapest at the time. None of the decent (and cheaper) proper offroad/4x4/LR insurers would accept me because I wasn't 21. So good luck! I know its irritating, especially when you're so much safer in a Defender than a Corsa, and it goes slower.. But unfortunately insurers are idiots and only want your money.

Laurie
 
Hello Madcow, welcome to the world of Land Rovers.

Your main problem is NOT that you want to insure a Land Rover, it's that you are only 18 years old! It will be costly for ANY vehicle at that age. Have you got a full licence?

Have you tried internet sites such as moneysupermarket.com?

Keith Hart
 
I feel for you!!! My 110 v8 costs me £200 a year, 28 with no no-claims (its on my main car) I thought cheap cheap for a V8. When I was 20 I had a Range Rover 4.6HSE, when i aproached an insurance company the response was "Blokes under 21 don't drive Range Rovers" :eek: i then insured it in my then girlfriends name and she was 19 at the time!!! :D All the way through my driving history it has been the same, it will be cheaper when your 18, then 21, then 25 and finally it has become cheap....Hurray for getting old!!!!!:D :D
 
RKK said:
I feel for you!!! My 110 v8 costs me £200 a year, 28 with no no-claims (its on my main car) I thought cheap cheap for a V8. When I was 20 I had a Range Rover 4.6HSE, when i aproached an insurance company the response was "Blokes under 21 don't drive Range Rovers" :eek: i then insured it in my then girlfriends name and she was 19 at the time!!! :D All the way through my driving history it has been the same, it will be cheaper when your 18, then 21, then 25 and finally it has become cheap....Hurray for getting old!!!!!:D :D
Click to expand...

Is that fully comp,that's a good price.

Andy.
 
Heh, my 20 year old mate drives a 200TDi Range Rover.. His insurance is less than mine :o although his isn't fully comp.
 
Had the same problem with my son when he was 17. Best companies I found were Norwich Union and CIS (Cooperative), they were both significantly cheaper than all others until he reached 21, when we switched to Direct Line. trouble is the insurers simply see it as 2.5L 4x4, not the utility vehicle it really is! Good Luck
 
wow! £700! i couldnt even get insured period.
My trouble is that because of the policy my dad had, i could drive my old series as a casual driver without being named and thus never got any no claims. But £700 is very good. Might give them a ring for my Turbo D

Is that a county or a van?
 
landy-lovin-Fin said:
wow! £700! i couldnt even get insured period.
My trouble is that because of the policy my dad had, i could drive my old series as a casual driver without being named and thus never got any no claims. But £700 is very good. Might give them a ring for my Turbo D

Is that a county or a van?
Click to expand...

The one in the picture... tis a van.. Although I wish it was a county.. I want those side windows so I can see other vehicles!
 
before i passed my test i was a named driver on my mums policy with my 110 V8 and with the NFU it was £298. only 17.

i spent ages getting quotes before i bought a landy and i found out some interesting stuff. eg not much difference in price between V8 and TDi insurance. and having a station wagon makes a MASSIVE difference because it is classed as PLG and a van back one is classed as light utility-4x4 or summot, so basically is a commertial, a lot of companys wont insure you with a van. but i dont think it would make any difference with the NFU.
 
Tommo32 said:
before i passed my test i was a named driver on my mums policy with my 110 V8 and with the NFU it was £298. only 17.

i spent ages getting quotes before i bought a landy and i found out some interesting stuff. eg not much difference in price between V8 and TDi insurance. and having a station wagon makes a MASSIVE difference because it is classed as PLG and a van back one is classed as light utility-4x4 or summot, so basically is a commertial, a lot of companys wont insure you with a van. but i dont think it would make any difference with the NFU.
Click to expand...
A member on here recently went for their MOT & were slightly concerned that they would class the 110 shed as a commecial vehicle... but they didn't.

We are with NFU. Our son (19 now) is one of the named drivers (still needs to take part 2 of test). I have a full licence & his Father a provisional (the policy is in his name). Cost £337.13 for the 3 of us 3rd party fire & theft.

Ours is a 110 2.5 n/a has 12 seats but older model so seating capacity is not an issue as no seatbelts are fitted.
 
my classic as a second vehicle no no claims in a dodgy area of inner london £250 fully comp with norwich union-but i used surefire as they got it cheaper
 
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